Was out for my normal morning ride with a buddy this morning, we came across a guy we see out there almost every morning walking his bike. Slowed down to ask if he was ok, turned out he wasn't. This guy never wears a helmet, rides the Ft. Frasier(rails to trails paved trail) trail every morning. This morning he got bit by it. An armadillo ran across the trail and took out his front wheel. He took a nasty crash, cut to the side of his head, banged his shoulder and ribs, hip, knee and several other things up pretty bad. Helmet would have saved him a nasty cut on his head and probably a mild concussion. Turns out he is also a mtb'er and wears a helmet when mtb'ing. "I never thought I needed one on this trail, no traffic, I ride it every morning." I'm pretty sure he'll have one on next time out.